HLP CAPITAL ADVISORY · DFW SPECIALIZED PROGRAM

Business Owner
Wealth Planning.
Coordination.

DFW has more than 750,000 small businesses. Most operate without a coordinated pathway between their operating company, personal wealth, and eventual liquidity event. HLP owns the coordination and technology layer. Licensed specialists own the regulated advice.

See the 11-stage pathway Book Discovery
WHAT HLP OWNS
Coordination · technology · records · sequencing
↔ CLEAR DIVISION
WHAT LICENSED SPECIALISTS OWN
Regulated advice · execution · fiduciary duty · products
THE DFW MARKET

The underserved majority.

750K
DFW SMALL BUSINESSES
80%
HAVE NO SUCCESSION PLAN
62%
NO CURRENT VALUATION
10Y
AVG BOOMER EXIT WINDOW

Between 2026 and 2036, an estimated $14 trillion in business equity will change hands in the United States. DFW alone accounts for a disproportionate share. Most of these owners have never coordinated their business exit with their personal wealth architecture — because no service has ever specialized in that bridge.

THE PATHWAY

Eleven stages. One relationship.

Every business owner enters at whichever stage matches their current position — most enter around Stages 3-5 — and HLP coordinates the sequence forward toward liquidity and private wealth infrastructure.

STAGE 01
Business Financial Health
Cash-flow visibility · monthly close cadence · KPI dashboard · working-capital tracking · vendor-payment discipline · owner-draw structure.
DELIVERABLE · Business Health Report™
01
SPECIALIST · BOOKKEEPER · CPA
Owns · Books
GL bookkeeping · reconciliations · tax filings · financial statement preparation · audit response.
SPECIALIST · FINANCIAL ADVISOR
Owns · Personal Advice
Investment recommendations · risk profiling · retirement projections · Reg BI or IAR advice.
02
STAGE 02
Personal Financial Health
Personal net worth · cash-flow architecture · credit-file discipline · household budgeting · liquidity buffer · beneficiary hygiene.
DELIVERABLE · Personal CFO™ engagement
STAGE 03
Business Valuation
Valuation cadence · benchmark comps · sector multiples tracking · quality-of-earnings prep · engagement of formal valuator when required.
DELIVERABLE · Valuation Coordination Memo
03
SPECIALIST · VALUATION FIRM · IB
Owns · Certified Valuation
Certified valuation opinion · § 409A · buy-sell valuation · QoE reports · fairness opinion · deal-ready materials.
SPECIALIST · FIDUCIARY · CFP
Owns · Portfolio Diversification
Portfolio construction · diversification strategy · hedging execution · derivative structuring recommendations.
04
STAGE 04
Concentration Analysis
Household concentration modeling · single-asset risk map · scenario stress-testing · surface concentration to fiduciary for regulated action.
DELIVERABLE · Concentration Coordination Map
STAGE 05
Succession Readiness
Successor identification · management-team gap analysis · continuity playbook · operational documentation · founder-dependency reduction plan.
DELIVERABLE · Succession Readiness Report™
05
SPECIALIST · ATTORNEY · SUCCESSION CONSULTANT
Owns · Legal Structure
Buy-sell drafting · governance agreements · shareholder agreements · family-transfer structure · executive-compensation contracts.
SPECIALIST · IB · M&A ATTORNEY
Owns · Transaction Advice
Buyer sourcing · LOI negotiation · deal structuring · SPA drafting · reps & warranties · working-capital true-up.
06
STAGE 06
Exit Readiness
Data-room organization · pre-diligence file scrubbing · owner-timeline modeling · post-exit lifestyle projection · seller readiness score.
DELIVERABLE · Exit Readiness Report™
STAGE 07
Capital Needs
Working-capital gap modeling · SBLOC / LOC readiness · lender-package prep · Private Banking Readiness Report™ · capital-stack sequencing.
DELIVERABLE · Capital Coordination Brief
07
SPECIALIST · LENDERS · PRIVATE BANK
Owns · Credit Approval
Underwriting · credit committee decisions · loan pricing · covenant structure · collateralization terms.
SPECIALIST · ESTATE ATTORNEY
Owns · Estate Documents
Trust drafting (revocable, IDGT, SLAT, dynasty) · will · POA · healthcare directives · GST-tax planning · gifting-strategy execution.
08
STAGE 08
Estate Coordination
Document inventory · trust funding tracking · beneficiary sync · attorney coordination · family-meeting facilitation · document vault management.
DELIVERABLE · Estate Coordination Register
STAGE 09
Tax Coordination
Tax-strategy calendar · quarterly-estimate tracking · document handoff to CPA · pre-transaction tax-scenario surfacing · post-year tax-strategy review coordination.
DELIVERABLE · Tax Coordination Calendar
09
SPECIALIST · CPA · TAX ATTORNEY
Owns · Tax Advice
Tax positions · § 1202 QSBS analysis · installment sale structuring · charitable-remainder strategy · IRS representation · tax opinions.
SPECIALIST · IB · PRIVATE BANK
Owns · Transaction Execution
Closing execution · escrow · earn-out administration · wire-transfer coordination · post-close reps & warranties · treasury deployment.
10
STAGE 10
Liquidity Event
Pre-close checklist · post-close infrastructure activation · concentration-unwind sequencing · advisor-team all-hands coordination · life-post-close operational continuity.
DELIVERABLE · Liquidity Event Playbook™
STAGE 11
Private Wealth Infrastructure
Founder Financial Office™ · Personal CFO™ ongoing · Family Office pathway if applicable · Private Banking Readiness Report™ maintenance · next-chapter planning.
DELIVERABLE · Private Wealth OS™ (ongoing)
11
SPECIALISTS · MULTI-DISCIPLINE
Owns · Ongoing Advice
Fiduciary investment management · private banking · ongoing tax filing · trust administration · estate execution · next-generation advisory.
THE MATRIX

The division of labor, at a glance.

Every stage · what HLP coordinates · what licensed specialists own · what deliverable HLP produces.

# STAGE HLP COORDINATES SPECIALIST OWNS
01Business Financial HealthCash-flow · KPIs · working capitalCPA · bookkeeper
02Personal Financial HealthNet worth · credit · liquidity bufferFiduciary · CFP
03Business ValuationCadence · comps · valuator engagementCVA · ASA · IB
04Concentration AnalysisModeling · stress-testing · surface to fiduciaryFiduciary · CFP
05Succession ReadinessPlaybook · gap analysis · dependency reductionAttorney · consultant
06Exit ReadinessData room · pre-diligence · timeline modelingIB · M&A attorney
07Capital NeedsLender-package prep · PBR™ · capital-stack sequencingLenders · private bank
08Estate CoordinationDocument inventory · trust-funding trackingEstate attorney
09Tax CoordinationCalendar · CPA handoff · scenario surfacingCPA · tax attorney
10Liquidity EventPlaybook · all-hands coordination · concentration unwindIB · private bank
11Private Wealth InfrastructureOngoing Personal CFO / Family Office OSRIA · PB · CPA · atty · IB
WHY THE DIVISION MATTERS

Three reasons this structure works.

01 · REGULATORY

Coordination is not regulated.

Investment advice, legal advice, tax opinions, and lending decisions all require licensed professionals. Coordination, technology, and record-keeping do not. HLP operates cleanly in the unregulated coordination space.

02 · ECONOMIC

You keep your relationships.

HLP doesn't replace your CPA, attorney, or advisor — we coordinate them. Your existing bench keeps their fees. Your existing trust stays intact. HLP adds the missing coordination layer that makes their work compound.

03 · OPERATIONAL

Sequencing beats sprints.

Most owners hire a specialist reactively — after a valuation surprise or a deal offer. HLP runs the pathway proactively across years, so when the liquidity moment comes, everything is already in position.

DFW · OWNER-OPERATOR PROGRAM

Where are you on the pathway?

Book a 60-minute Business Owner Discovery. We'll place you at the right stage, review your existing specialist bench, and produce a coordination roadmap within 10 business days — no engagement letter required to receive the map.